Ron Nevers Sr.

Success From Home Magazine is Better Than Expected!

We UFirst folks have been very interested in obtaining a copy of Success From Home Magazine, because we heard that United First Financial was going to be featured.

Its great to see the pictures and stories of so many people that we have met or heard about.  Many lives are being helped by these folks, and I happy that I can be along in the mission and opportunity to help America become debt free one household at a time.

We are experiencing fast growth, which we expect to accelerate rapidly this year.

Best wishes.

United First Financial to be Featured in Success From Home

Success From Home, from the publisher of Success Magazine, will feature United First Financial™, and it’s Money Merge Account® program as its cover story in the February issue, that will appear on newstands in January.

This highlights the unquestioned credibility of UFirst™. Prospects will see, on national newsstands, the outstanding opportunity we bring.

Just think, pay off your debt quickly, and help others to do the same.  Everyone benefits.

“I think people have to learn how to earn, save, invest and then be philanthropic.  What the Money Merge Account® does is it gives people insight into what their habits are.  As a society, we’ve become used to consumerism and spending — maybe even overspending.  The Money Merge Account helps you realized when you’re spending too much.  For most of us - myself included - it’s a wake-up call.”  - Mark Victor Hansen.

“What we’re trying to do is conquer the world of debt - because debt is causing the paralysis of the world.  United First Financial’s Money Merge Account software is going to change the world because if we could have done it, we would have done it.  But we haven’t yet - until now.  Even with as much cash flow as I have, and I have much more than most, I still have debt.  The software helps me see that, instead of [paying] 30 years on this piece of property, I’m on schedule to pay this off in 12.2 year and potentially save $639,000.  I did not realize that until I used the Money Merge Account program.”  - Mark Victor Hansen

If you’re interested in joining the mission to help others get debt free and build wealth, visit our website: Earn Extra Money While Helping People Shrink and Pay Off Debt.

Insurance Exam Completed & Passed

It was an interesting journey for me to prepare for the Connecticut Life & Health Insurance exam and, fortunately, to pass it.  I chose the home study alternative to save some money, rather than pay for a formal two-day class.

In retrospect, I would recommend taking the class.  It’s my impression that the classes focus more specifically on exam preparation, and the instructors provide useful explanations of theory that cause the details to make a lot more sense.

A class student probably accomplishes more learning in the two days than it took me for a couple of weeks on my own.  Maybe that is because I haven’t attended classes in awhile.  Maybe it was because the study manual  is so hard to plow through.  It was like reading a dictionary, at times.  Did I say boring?

I found the chapter tests to be a helpful way to review the content.  What was especially useful were the chapter tests and practice tests included in the accompanying CD.  I drilled on those extensively.

The bottom line is that test was passed, so that a license can be obtained, and I’m still alive and kicking.

Studying for the Life & Health Insurance Exam

In order to pass the examination for Life & Health insurance producers in Connecticut, one must take a course from an authorized provider and pass a Pre-licensing Exam for the state.  The self-study method looked attractive.  It saved some money and one could study at their own pace.

What I found was that I had to prepare much more than someone who simply took a two day course.  The advantage of having an instructor is that they will guide you toward the most important points for passing the pre-licensing and final exams.  The instructor’s explanations often provide the rationale that can be elusive when left on your own to study and absorb.

Students took the pre-exam on the second class day!  I did not feel prepared that quickly.  It took more than two days just to get through the study manual…oops, did I say boring?

I’m very relieved that I managed to pass the initial exam and prepartion continues for Saturday’s final.

Obtaining the license is a worthy goal, because it will enhance my ability to make a living, as well as help clients with well-rounded financial tools.

Wish me well!  Otherwise, you will see more on this subject, LOL.

To See As A Child Sees

Wonderment

This is what he saw!

I can do this myself - a Money Merge Account Success Story

With his permission, here is a post from A. Spencer, a very happy camper:

“Recently, my wife and I were migrated to Version 4.1 of our Money Merge Account Software Program. How is it working for us? In one word: WOW. No, WOW doesn’t quite cut it. WOW times 1000. There, that is more accurate. In only two short weeks on the product, we have:

* Evaluated 4 different investment opportunities to find the best one.
* Taken our 28 year long mortgage down to 4.78
* Realized the impact of our “eating out” habits and reformed our ways
* Paid off over 50% of our credit card debt

“These are facts! I have the proof on paper in black and white ink.

“Could I have done all that on my own? Sure, but how long would it have taken me? The 4 investment opportunities alone would have kept me knee deep in excel spreadsheets for the next month or so. How long did it take with the MMA? About an hour for all 4.

“Would I have been able to realize the impact of moving $4,631.50 from savings to send to my Visa card? Not a chance. I would have probably just kept making minimum payments. Or I would have just sent an extra $1,000 or so. How would my human mind have ever conceived that $4,631.50 would leave behind enough in my savings to earn maximum interest and keep me liquid, while maximizing the reduction of principal on my credit card and thus minimizing the interest that I give to my credit card company?

“How could I have known that for every $50 I spend in dining out was actually costing me $71.16 in true costs? That is years and years of drowning in consumer debt that I can save myself. All of a sudden, the Olive Garden didn’t taste so sweet.

“So to everyone out there that thinks they can get themselves out of debt, build true lasting wealth, and never worry about money on their own: I wish you the best of luck. For me; I sleep like a baby knowing that I will be debt free in 4.78 years, be a millionaire by age 35, retire at the ripe old age of 40.

“Will I ever have to stress over a major financial decision? NO. My un-biased software will make those calls for me.
Will I ever wonder if my money is really working for me or someone else? NO. I know my money is where it will suit me best.
Will I ever miss a payment or risk damage to my credit score? NO. My software will remind me to pay all my bills. It will even do most of that work for me!

“But hey….you can do this on your own. Have fun with the countless hours of spreadsheets and turmoil. I will be relaxing with my family if you change your mind.”

Trust and Networking

There was a meeting of a group of entreprenuers from a local business association that wanted more than just a social gathering of business associates.  It was clear that they value that other association, but also need ways to spur their own businesses forward.

There was a round-table discussion about what was needed and how to possibly proceed.  It was clear that trust was essential.  Trust means that one needs to have confidence that I can give an associate a referral, knowing that the potential client will be treated with courtesy, and that their needs will be met with solid product offerings and customer service.

To build up that trust, the members intend to spend time getting to know one another and each other’s products and services.  This is essential to determine whether their own clients can receive what they need from the other businesses.  Although, a primary motive is to ultimately enhance one’s own business success, it was also clear that there was a desire to help existing clients by offering them products from experts in other areas, thus, providing added value services.

In my case, I hope to show the members the value of the Money Merge Account® system, and the way it can coach to pay off your mortgage and other debts in as little as one half to one third the time with little or no change to your current lifestyle!

It seems too good to be true, although it’s the “real deal”.  People need to trust you enough to be open to see what it’s all about, how it can help them get on top of debt and build wealth.

Twitter(ing)

As part of a web training course, I learned that Twitter would be a worthwhile activity.  It kind of reminds me what it was like when I first went away to college.  My experience had been narrow and sheltered.  Then, the campus scene was very difficult to comprehend and adjust to.  Maybe that was made more challenging by living in the UConn dorm complex known as the “jungle”.

Anyway, the adjustment to Twitter is huge too.  As someone posted, it’s like Facebook on steroids.  It’s a great tool, but I see it can be addicting.

It seems strange to be able to follow the posts of Obama and McCain (even though they probably have ghost writers).

Maybe I’ll see you on Twitter!

Pirate

What kind of child is this?

Frost!

At 6:15AM, this morning, I was leaving the house to attend the weekly Greater Watebury BNI (Business Networking International) meeting, only to be surprised at the amount of frost on the car windows.  It was time to get the scraper out of the garage, and to enter “Winter mode.”

I don’t normally leave quite that early, but it was good to have time to clean the windshield.

It’s another sure sign of global warming!